A businessman walks into a bank in New York City and asks for the loan officer.

He says he is going to Europe on business for two weeks and needs to borrow

$5,000. The bank officer says the bank will need some kind of security for

such a loan. So the businessman hands over the keys to a Rolls Royce parked on

the street in front of the bank. Everything checks out, and the bank agrees to

accept the car as collateral for the loan. An employee drives the Rolls into

the bank's underground garage and parks it there. Two weeks later, the

businessman returns, repays the $5,000 and the interest, which comes to

$15.41. The loan officer says, "We are very happy to have had your business, and

this transaction has worked out very nicely, but we are a little puzzled. While

you were away, we checked you out and found that you are a multimillionaire.

What puzzles us is why would you bother to borrow $5,000?" The businessman

replied, Where else in New York can I park my car for two weeks for 15 bucks?"